Jump to content

Cre8asiteforums

Discussing Web Design & Marketing Since 1998

  • Announcements

    • cre8pc

      Thank you! Cre8asiteforums 1998 - 2018   01/18/2018

      Internet Marketing Ninjas released many of the online forums they had acquired, such as WebmasterWorld, SEOChat, several DevShed properties and these forums back to their founders. You will notice a new user interface for Cre8asiteforums, the software was upgraded, and it was moved to a new server. Thank you for your support as we turn 20 years old.  
radhika

Online payment processors list

Recommended Posts

Thank you for the list.

 

What might you suggest for people to look for when making a decision about an Online Payment processor?

Share this post


Link to post
Share on other sites
What might you suggest for people to look for when making a decision about an Online Payment processor?

 

1. Unlimited product database

 

2. No monthly fees

 

3. Reasonable per transaction fee

 

4. Good customer support

 

Others like affiliate program for merchants, EFTs, email payments are not that much important for me (atleast for my personal use)

Share this post


Link to post
Share on other sites

Hello.

 

If you live in the USA, and are an "Executive" member of Costco (the big warehouse store), they offer a nice merchant account program.

 

They offer both card terminal systems and online processing for discounted rates (check with your local Costco for the latest rates), that are VERY competitive.

 

In fact, Costco has quite a bit of member discounts geared toward the small business, so it would pay to check them out!

 

Hope this helps!

 

Regards,

Neal

Share this post


Link to post
Share on other sites

Just a note to anyone who goes the Costco route to get a merchant account: although there is no fee to apply for Costco's merchant account (through Nova Information Systems), it does not *really* come with an Authorize.net third party payment processor account. You'll have to do that yourself if it hasn't "gone through" (i.e., Nova sends Authorize.net the information), and the Authorize.net account is not free.

 

Once you get the Nova merchant account, you'll get a snail-mailed package that includes what Nova calls a "tear page" (looks rather like a packing slip) which contains the information needed to set up an account with Authorize.net (you will pay Authorize.net at that point). However, in our case, it only took a phone call (and payment) to Authorize.net and an hour or so for Authnet to set up. As a note, it's nice to know you don't pay until you know you've gotten the merchant account.

 

To process transactions:

 

(a) The Authorize.net account can be used to process credit card transactions online (either automatically via your website, or manually by logging in to Authnet).

 

(B) Nova offers an alternative method of transaction processing via its own software (for which you will pay); this does not work "live" over a website, but is done via a computer and modem (if I recall correctly).

 

© In either case, you can phone Nova directly for approval.

 

At any rate, the rates are good. I post this information for anyone going the Costco/Nova route, to save on confusion and aggravation re the Authorize.net aspect, as it's not well explained on Nova's end.

Share this post


Link to post
Share on other sites

Thanks for the update, Diane.

 

When we checked into the merchant account, the online processor was Iongate, via Nova.

 

Guess they must have changed........

 

Regards,

 

Neal

Share this post


Link to post
Share on other sites

For online payments in the UK - can anyone make a sugestion?

 

I hear that WorldPay is definitely amongst the frontrunners.

Though is it a good idea to use both their internet merchant account and processing facility? or would it be best to use your own bank's internet merchant account?

- I guess it varies - but I would be very interested to hear first-hand accounts.

 

Thanks,

 

Al

Share this post


Link to post
Share on other sites

http://www.netinvest.co.uk/ncr/netbanx/

 

When I started I used netbanx for everything. Good service, quick and easy to set up but not the cheapest.

 

I still use them for secure pages, but now use my streamline acount ( Natwest ), as it is faster to get the money and a lot cheaper.

Share this post


Link to post
Share on other sites

again, jsut for the sake of completeness: www.paypay.com (also offers sms payments for some countries)

Share this post


Link to post
Share on other sites

Hi Im looking at payment systems to put on my site, it will be for a monthly subscription service, I see the big list that someone has been kind enough to post does anyone have any suggestions or recommendations on a service that will allow me to take 4 different currencies usa, uk, aus, can.

 

Im looking for one that wouldnt cost a lot of money to set up, does anyone have any comments on using pay pal for this .

 

Thankyou

Share this post


Link to post
Share on other sites

I use Digibuy which is fairly inexpensive and lets me be paid by just about any country, in any format.

 

http://www.digibuy.com/

Share this post


Link to post
Share on other sites

Also keep in mind that authorizenet.com, Verisign' Payflow, and ProTx (just a few that I saw) are not merchant account providers (MAPs) - these are electronic payment gateways. A gateway is basically the virtual connectivity between your website and the authorizing agency (usually First Data, Visanet, AmEx, Discover, etc).

Share this post


Link to post
Share on other sites

Do not use 2checkout. Never. I lost my money and products. Then now I am looking for another payment processing company.

Share this post


Link to post
Share on other sites

You can add this in your list, they are good especially for the merchants dealing with high risk business;

www.standardpay.com

Edited by thegateways

Share this post


Link to post
Share on other sites

 

Do not use 2checkout. Never. I lost my money and products. Then now I am looking for another payment processing company.

 

 

 

Hei I am using 2checkout.. No problem so far.

 

Could you share what was the problem?

Edited by kashem

Share this post


Link to post
Share on other sites
Hei I am using 2checkout.. No problem so far.

 

I have used 2Checkout for a couple years on one site of mine. Other than experiencing a few random long waits when phoning in for tech support, the service was absolutely fine. The only reason I switched was because I found another service that met my changing needs and offered better rates.

Share this post


Link to post
Share on other sites

 

I have used 2Checkout for a couple years on one site of mine. Other than experiencing a few random long waits when phoning in for tech support, the service was absolutely fine. The only reason I switched was because I found another service that met my changing needs and offered better rates.

 

 

Could you share the name?

Share this post


Link to post
Share on other sites

Yes, even i faced problem with 2checkout.com

 

swreg.org and shareit.com are 2 more options.

 

 

Regards/Puneet M.

Share this post


Link to post
Share on other sites

I was going to switch to other providers before but I think 2CO has improved a lot in the last 6 months specially on the customer service. They have also gave me a discount on the rates...

 

I am now planning to start my business in China and has sign up with a local provider [link drop removed as per rules] which can take local cards. They also have the credit card package but I will still stick with 2CO at this stage.

Edited by cre8pc

Share this post


Link to post
Share on other sites

×